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Plans & Pricing

Maximize your average basket size, boost conversions and increase your customers' purchase power through ESTO checkout solutions

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Services ESTO Start No base cost ESTO Boost 9.99€ / month ESTO Pro 29.99€ / month
Hire Purchase Free Free Free
Consumer loans Free Free Free
ESTO 3 2.9% 2.49% 2%
Pay Later 1.5% 1.25% 1%
Deals
ESTO Pay 0.15€ 0.10€ 0.05€
Card payments
Fee is applied for standard European Economic Area cards. Other fees & (exchange) rates may apply for international cards.
 1.5% + 0.25€ 1.5% + 0.25€ 1.5% + 0.25€
Apple Pay & Google Pay
Personalized checkout
Customize the checkout experience with your logo and background
 15€ / mo. 5€ / mo. Included
Payouts Twice per week Twice per week Twice per week
Daily payouts
Principal payouts happens from Monday to Friday.
 30€ / mo. 20€ / mo. 10€ / mo.
POS training
POS materials
Phone support
Email support
Troubleshooting
Personal account manager
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VAT will be added if applicable. Prices apply only to registered legal entities.

Terms of Service
  1. ESTO
  2. For business EE
  3. Plans & Pricing Estonia
lang est
Estonia
ESTO
Personal
Business
ESTO
Personal
Business
2025 © ESTO AS, All rights reserved.
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You are on the homepage of the credit organization ESTO AS, which offers financial services. Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. By using the homepage, you signify your acceptance of the website's terms of use.

The annual percentage rate for the hire purchase of ESTO AS is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

The annual percentage rate for the credit line of ESTO AS is 46.24% under the following example conditions: credit limit 500 EUR, unfixed initial (maximum) interest rate 38.1%, contract fee 0 EUR, monthly administration fee 0 EUR, the total amount of the loan and repayments is 672.30 EUR, provided that the loan is used in full and repaid within 12 months in equal monthly instalments. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist.

The annual percentage rate for the small loan of ESTO AS is 45.71% under the following example conditions: loan amount 400 EUR, fixed interest rate 14.90% per year, contract fee 0 EUR, monthly administration fee 2.90 EUR, the total amount of the loan and repayments is 425.75 EUR, provided that the loan is repaid within 3 months in equal monthly instalments of 141.92 EUR. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The small loan service is offered and regulated by ESTO AS.

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