Finance your dreams with a consumer loan

Frequently asked questions

• How to apply?

  Applying for a loan is easy and takes less than a minute! Simply choose the amount, click apply and you will be directed to the application form. Use your preferred identification method, fill in the form and get the answer to your application right away.

• How quickly will I receive money?

  Once you sign the loan contract, you will receive the requested loan amount to your personal bank account within one business day.

• What amount of loan can I get?

  We will evaluate your loan application and offer you the highest possible loan amount. The maximum amount is 15 000 € depending on the consumer loan.

• How does repayment work?

  You will receive a monthly invoice to your email which can be paid through a variety of methods. Early repayments are made from the Customer Profile by viewing your loan, choosing Pay and then Repay total sum. You can also set up standing payments and never miss a payment.

• What’s the difference between a loan and credit line?

  A loan and a credit line are both methods of borrowing money, but they operate in slightly different ways. With a credit line, you have access to a specific credit limit, which represents the maximum amount of money you can borrow whenever you need it. You can withdraw money from your credit line in any amount and only pay interest on the withdrawn funds. You have the flexibility to repay the borrowed amount in parts or in full.

  On the other hand, a loan is a one-time lump sum of money that is transferred directly to your personal bank account. When you apply for a loan, you choose a fixed repayment schedule and a specific period of time to pay it back. You will make regular loan repayments, including interest, based on this predetermined schedule until the loan is fully paid off.

  Read more about Credit Line