Consumer loan
for big moments.

Cover unexpected expenses and make bigger everyday purchases.

How it works

Loan amount

100 € 4000 €
Enter an amount between 100 and 4000


3 months 60 months
Your monthly payment is 100 €
Small loan explained

How it works

Taking a small loan with ESTO is simple — just choose the amount and duration. You can always pay back earlier.

Fill the application

It takes just a minute to apply.

Log in

Log in to get the best terms for your loan.

Sign the contract

All done! Use the money for your own needs and purposes.

Why choose esto
370 000 +

customers already trust us

450 000 +


10 000 +

Latvians use our services daily

800 000 +

Annual purchases processed

We strive to make Your day better

Google review

Liked their customer service via the live-chat! Their credit line is not cheap, but is a good safety pillow to have

Google review

Really good and fast service. Also if have issues with service they answer quickly and polite way and try to find solution fast as possible and keep you on track how things going on. Nothing else than positive to say about Esto! Highly recommended!

Google review

Fast and very businesslike service. All the questions were answered quickly, matter-of-factly and thoroughly, and based on all this, I dare to recommend and encourage you to try ;-)

Google review

Excellent service, worked several times, each time an exceptionally positive experience. Of all the companies that provided instalment plans, in my opinion, the most loyal and favourable conditions are interest-free instalment plans. I recommend

Google review

First time taking any sort of loan... It’s a stressful process and required income for a proper loan is high. But they were helpful and kind.

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