Payment solutions for Consumers

Shop whatever you want, when you want it. Choose to pay now, later or in instalments with your ESTO Account.

Get the money for your purchase

ESTO Credit Line
gives you extra help
to buy anything you need.

Withdraw money to your bank account and enjoy small repayments.

Pay as you like

Shop at any ESTO partner store now and pay for your order later.

Pick from a variety of ESTO "pay later" options.

Get exclusive offers

Get access to exclusive offers in the Baltics in ESTO Market.

We add new shops and deals every week so you will always find what
you look for at the best price.


shops in the Baltics

Freedom to pay with ESTO

Pay as you like worldwide

Buy at any shop worldwide or 2000+ ESTO partner shops all over the Baltics with flexible payment options. Discover all the variety of payment options ESTO has for you.

Pay directly

Pay via the bank link or with the bank card in your favourite ESTO partner stores.

Pay in 3 parts

Split the costs and pay in 3 equal parts in any ESTO partner store. No extra fee will be applied if paid on time.

Pay in 30 days

Buy in your favourite ESTO partner stores and pay within the first 30 days at no extra costs.

Pay in instalments for up to 60 months

Pay in longer instalments for your very special orders at any ESTO partner shops.

Pay with the ESTO Credit Line

Withdraw money to your personal bank account in seconds and use it for any purpose.

Pay with your old purchases

Send us your old bills, borrow the corresponding amount back to your bank account and use it to buy what you want anywhere worldwide.



Get the best deals from your local stores in Baltics’ largest online marketplace.

Find out more about ESTO Market


Transfer your ESTO credit limit to your personal bank account instantly to buy your favourite products.

Find out more about credit line


Get the money from your old purchases and pay back in 30 days using your ESTO credit line

Find out more about Switch

Get full access

Create your ESTO account in seconds and be the first to receive the latest offers from 2000+ brands all over the Baltics. Checkout faster by choosing your own payment schedule and get what you want without waiting.