If getting back takes place after the bill uploading and approving the request. We transfer the money to your bank account immediately after signing the credit agreement.
Trusted by brands
own it in just a few clicks
Shop smart - get the goods now and pay back within 30 days at no extra cost
Electronics
Apparel
Fitness
Beauty & Health
Accessories
Electronics
Apparel
How to Pay Later
Find a partner store
Visit ESTO Market and choose a store
Choose Pay Later
Select ESTO Pay Later in the store checkout, or mention it when paying in a physical store
All done!
Confirm your purchase digitally, it takes just a couple of minutes
Advantages
-
Pay in 30 days without extra fees
-
Fast 2-click purchase experience
Frequently asked questions
How do you apply for a loan?
How much can I borrow at once? How much can I borrow at once?
You can make withdrawals from your Credit line up to your credit limit. The amount that youcan withdraw is called available credit and it’s calculated as: available credit = credit limit - unpaid (utilized) principal.
The withdrawal amount is transferred to your bank account. To make a money transfer just log in to theESTO self-service www.esto.lv.
How fast is the loan decision after applying? How fast is the loan decision after applying?
ESTO Credit line conditions are personal, vary from customer to customer, and depend on a lot of factors the system takes into account during the scoring process. The terms and conditions that are offered to you are visible at the moment of signing the contract in the Credit line contract. If you have already signed the ESTO account settlement credit contract, you will be able to view your terms and conditions by logging into ESTO self-service.
Where is the consumer loan repayment early option?
Withdrawal to your personal bank account takes 1 business day. If your withdrawal does not reach your bank account within 1 day, please contact customer support.
If you made the transfer on a Friday afternoon or weekend, the funds will be credited to your bank account on the first business day.
for businesses
Are you an e-shop owner?
ESTO 3 allows your clients to divide their shopping cart into 3-equal parts, without extra fees. Integrate ESTO 3-part payment method to your e-shop already today!
Sazinieties ar mums
Nosūtiet mums savu kontaktinformāciju, un mūsu pārdošanas pārstāvis drīz ar Jums sazināsies!
Saada taotlus
Saada meile oma kontaktandmed ja meie müügiesindaja võtab sinuga peagi ühendust!
Sazinieties ar mums
Aizpildiet zemāk esošo veidlapu, un mēs ar Jums sazināsimies pēc iespējas ātrāk.
Jūsu ziņojums ir veiksmīgi nosūtīts
Jūsu ziņojums ir veiksmīgi nosūtīts
Jūsu ziņojums ir veiksmīgi nosūtīts
ESTO Sīkdatņu politika
Mūsu tīmekļa vietnē tiek izmantotas sīkdatnes, kas var palīdzēt attīstīt un uzlabot mūsu pakalpojumus. Šīs sīkdatnes ir nepieciešamas, lai mēs varētu jums sniegt tiešsaistes pakalpojumus. Bez šo sīkdatņu izmantošanas tīmekļa vietne nevarētu pienācīgi darboties. Jūsu personiskās informācijas, kas iegūta, izmantojot šo tīmekļa vietni, izmantošanu reglamentē mūsu Privātuma politika.
Ja piekrītat sīkdatņu izmantošanai, nospiediet “Piekrītu”.
Galvenās sīkdatnes